Submit your loan request online and if a lender is available you can receive funds as fast as tomorrow!
Fill out our short online form that is secured with 256-bit encryption technology.
Get a fast decision and if a lender is available, review all terms & rates provided by the lending partner.
If you accept the loan terms, get funds deposited into your bank account as fast as the next business day.
A personal loan can help you get out of a short-term financial bind. Thousands of Americans across the country use personal loans to help them pay for emergency expenses like medical expenses, mechanic fees, and bills. Submit your loan request online today.
If a lender is available and you accept the loan terms, you can receive the cash for your emergency in as little as 1 business day and resolve your short term cash problems in no time!
You could receive the loan funds directly deposited into your account as quickly as the next business day.
We make it easy to submit your information online, from the comfort of your home desktop, laptop, phone, or tablet computer. In most cases you will not need to go to a store to pick up your cash and waiting in embarrassing lines. We try to make process is easy and private.
Our online form is already integrated with multiple lending partners, one consumer request is all it takes to submit online; an online decision will be provided within minutes.
In transmitting your personal data to our lending partner network we ensure your information is encrypted using 256 bit SSL encryption.
Submitting your loan request online, you will have a chance to review the loan terms before accepting the loan. Your online request is not an obligation to accept a loan, merely a request, providing you with flexibility should you change your mind.
At Online Cash Advancers we work with multiple lending partners to connect you with the short term funding you need to manage your emergency expenses. Online Cash Advancers is not a lender, we connect you with a network of lending partners around the country who can provide you with quick loans regardless of your credit history.
Once you have submitted the information required in our quick and easy form, Online Cash Advancers will attempt to connect you with a lending partner. If you are connected with a lending partner, you will receive an answer almost instantly in less than 5 minutes in most cases, unlike with other traditional banking institutions that may take days. If you are connected with a lending partner, you will be automatically redirected to the lending partner's website where you should review the terms and conditions of your loan. You may also be contacted by your lending provider who will confirm you information and finalize your loan.
If you do not agree with any part of the terms and conditions of your loan, notify the lending partner before finalizing your loan. The lending partner may contact you by phone or email. Be sure to respond in a timely manner in order to gain access to your funding as soon as possible.
Finally, personal loans are meant to be used as a short term solution only, please borrow responsibly.
A common question we get is:
how much will I be charged for taking out a personal loan?
The answer is simple and a bit complicated at the same time. Your fee will be based on the APR (Annual Percentage Rate) of your loan.
Representative APR Range
Please note: Online Cash Advancers is not a lender and does not provide loans but refers consumers to lending partners who may provide such loans. Online Cash Advancers is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request. You will be given the APR, loan fees, and other terms by the lending partner when you are redirected to your loan agreement in the loan request process.
The APR on a short term loan will vary depending on the loan amount, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on.
Compare your options for the cost of $100 extension of credit for 14 days:
|Product Type (single repayment)||Charge||APR|
|NSF + Bounced Check||$45.00||1,173.21%|
Implications of Non-Payment and other Considerations
Online Cash Advancers is not a lender and does not charge any fees for its services. Every lending partner in the Online Cash Advancers network provides the consumer with specific terms, conditions, and practices prior to the consumer's acceptance of the loan. We recommend that you carefully review the terms and conditions of any loan offer presented to you.
Implications of Non-Payment, Late Payment, or Partial Payment
When you accept the terms and conditions for a loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time shown in the documents supplied by the lending partner. Additional fees or charges by the lending partner may apply in the event that you are unable to repay your loan in full or if you make a late payment. Online Cash Advancers cannot predict the amount of the fees or charges that you will incur as a result of non-payment, late payment, or partial payment. Online Cash Advancers has no control of knowledge of the loan details between you and the lending partner. Please refer to the late payment, partial payment, and non-payment policies detailed in the loan documents provided by the lending partner. Online Cash Advancers does make an effort to work only with reputable lending partners dedicated to pursuing collections of past due accounts in a fair and reasonable manner.
Are there any fees? Like a deposit fee or insurance fee?
Online Cash Advancers does not charge the consumers any deposit or insurance or any other fees and there is no fee to submit your loan request online. If you've received an email or a phone call from someone asking for a fee to get a loan, please use your judgement, that person is not a representative of Online Cash Advancers. If approved for a loan, the lending partner will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Online Cash Advancers is not a lender and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the lending partner, it is an offer, not an obligation.
Where do I go to get answers about my existing loan?
Online Cash Advancers is not a bank, financial institution, or lender. We do not make credit decisions or short term cash loans. Moreover, the owner/operator of this website is not a broker, agent, or representative of any lender. Online Cash Advancers works as a connection to a network of fast cash lenders. If you require details about your loan or have questions/concerns regarding your loan, please contact the lending partner directly. They will be able to assist you.
Do I qualify for a loan?
You can submit a request for a loan if you meet these basic criteria:
Note that other requirements may apply depending on the fast cash lender. Even customers who have filed bankruptcy, have bounced checks or have other credit issues can be approved for quick cash loans.
What is a Personal Loan and what can I use it for?
People get personal loans to help with home repairs, unexpected expenses, holiday shopping, bills, and more. Such a loan from one of our lending partners can help you get the money you need! Once you fill out our application online, if approved, you can receive cash as fast as next business day.
How fast can I get the money?
While approval for a short-term loan can be fast, usually within minutes, you are not likely to be able to get money until next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account. If you are approved for a personal loan by one of the lending partners in our network, you can receive the money for your emergency in as little as 1 business day and resolve your short term cash problem in no time!
How do you protect my privacy and personal information?
In transmitting your application data to our lending partner network we ensure your information is safe and secure. Using SSL encryption your personal data is scrambled in route to our servers, and decrypted once it arrives at Online Cash Advancers.
Do I have to go into a store or wait in line?
Entering your information on Online Cash Advancers is easy and private. From the comfort of your home desktop, laptop, smart phone, or tablet computer you can complete the entire application without going into a store and waiting in embarrassing lines. The process is easy and private.
Can I apply by phone?
If you want to submit your loan request over phone you can call us at: 866-956-2474
Online Cash Advancers is not a direct lender; we provide a service that aims to quickly connect customers with lenders that offer loans that may work for them. Over the years Online Cash Advancers has built a vast network of lending partners who are able to provide customers with loans between $200 and $50,000. Many customers use short term loans to help with a wide range of emergency expenses. Unlike traditional personal loan stores, Online Cash Advancers provides customers with a way to borrow money online without going into a store or waiting in line.
After an application has been submitted, Online Cash Advancers will attempt to connect the applicant with a lending partner almost instantly. If you are approved for a personal loan you can receive the funds to your account in most cases within one business day. Online Cash Advancers is not the lender, but does the work of connecting you with a lending partner.
Online Cash Advancers customers should always borrow responsibly. Online Cash Advancers is not a lender, and cannot answer questions regarding your loan. Please review the terms of your loan before accepting. Review interest rates, and be aware of your due date. Should you have any questions about your loan, please contact the lending partner directly.
|FACTS||WHAT DOES ONLINELOANNETWORK.COM DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer a customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share consumer' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers' personal information; the reasons onlineloannetwork.com chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does onlineloannetwork.com share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||N/A|
|For our affiliates' everyday business purposes - information about your transactions and experiences||No||N/A|
|For our affiliates' everyday business purposes - information about your creditworthiness||No||N/A|
|For nonaffiliates to market to you||Yes||No|
|Questions?||Call (855) 204-5266 or go to https://www.onlinecashadvancers.com/customerservice.php|
|Who We Are|
|Who is providing this notice?||ONLINELOANNETWORK.COM|
|What We Do|
|How does onlineloannetwork.com protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Although our web site is encrypted to protect your electronic relationship with us, our site contains links to other web sites, and we are not responsible for their privacy policies.|
|How does onlineloannetwork.com collect my personal information?||We collect your personal information, for example, when you
|Why can't I limit all sharing?||Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and non-financial companies.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|Other Important Information|
If you are a California resident, you have important rights under the California Consumer Privacy Act, which are described in our Privacy Notice for California Residents. Please read it carefully.
Information We Collect
We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device ("personal information"). In particular, we have collected the following categories of personal information from consumers within the last twelve (12) months:
|A. Identifiers.||A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers.||YES|
|B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).||A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.||YES|
|C. Protected classification characteristics under California or federal law.||Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).||YES|
|D. Commercial information.||Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.||NO|
|E. Biometric information.||Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.||NO|
|F. Internet or other similar network activity.||Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.||NO|
|G. Geolocation data.||Physical location or movements.||NO|
|H. Sensory data.||Audio, electronic, visual, thermal, olfactory, or similar information.||NO|
|I. Professional or employment-related information.||Current or past job history or performance evaluations.||YES|
|J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).||Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.||NO|
|K. Inferences drawn from other personal information.||Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.||NO|
Personal information does not include:
We obtain the categories of personal information listed above from the following categories of sources:
Use of Personal Information
We may use or disclose the personal information we collect for one or more of the following business purposes:
We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
Sharing Personal Information
We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.
In the preceding twelve (12) months, we have disclosed the following categories of personal information for a business purpose:
|Category B:||California Customer Records personal information categories.|
|Category C:||Protected classification characteristics under California or federal law.|
|Category I:||Professional or employment-related information.|
We disclose your personal information for a business purpose to the following categories of third parties:
In the preceding twelve (12) months, we have not sold any personal information except to the extent we may be deemed to have "sold" such information in connection with our principal business of lead generation, which is described in other disclosures at this web site.
Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
Deletion Request Rights
You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service providers to:
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:
Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.
Response Timing and Format
We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. If you have an account with us, we will deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
Changes to Our Privacy Notice
We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will notify you by email or through a notice on our website homepage.
If you have any questions or comments about this notice, our Privacy Statement, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:
Postal Address: Online Loan Network 848 N. Rainbow Blvd #129, Las Vegas NV 89107
Did you receive a call asking you to buy "insurance" in order to get a loan? It is a scam.
We do NOT call consumers asking for any sort of "insurance".
We do NOT make outbound calls to consumers, period.
We do NOT issue loans but instead will attempt to connect you with a lender who could issue you a loan. This connection service is FREE to consumers.
We do NOT charge consumers any fees.
Anyone calling you on the phone who says otherwise, are not employees or agents of Online Cash Advancers, please don't send them money.
Did you receive a text message or SMS telling you that you've been pre-approved? Please report it to us!
We do NOT send out SMS or text messages to consumers.
We attempt to connect consumers with a lender who could issue you a loan. Because we are not lenders ourselves, we are unable to pre-approve anyone.
Anyone sending you SMS or text does so without our permission and against our terms & conditions.
Please send us the exact text message that you received via our Contact Us form so that we can identify the marketing company and take appropriate measures.
Please be advised, there are fake debt collection rings operating from India who are attempting to collect phantom debts from consumers.
Online Cash Advancers does not make loans to consumers, instead we attempt to connect consumers with lenders who may offer them a loan.
You will have no debts with us.
One such scam case was stopped by FTC, you can read about it here: http://ftc.gov/opa/2012/02/acc.shtm
If you have feel like you have been a victim of fraud conducted by a lender, contact your local authorities right away. You can also report the fraud here:
Whenever you get a call attempting to collect on a debt, please know that you have rights. Do not disclose any information to the caller and ask for as many details as you can. You can read about your rights in regards to debt collection here: http://www.consumer.ftc.gov/articles/0149-debt-collection
Important Disclosures: This website does not constitute an offer or solicitation to lend. The operator of this website is NOT A LENDER, does not make loan or credit decisions, and does not broker loans. The operator of this website is not an agent or representative of any lender. We are a lead generator. See certain disclosures regarding lead generation for important information about us and about lead generation and aggregation. This website's aim is to provide lenders with information about prospective consumer borrowers. We are compensated by lenders for this service. This website is operated by onlineloannetwork.com. This service and lenders are not available in all states.
Information about loans: Not all lenders can provide loan amounts up to $50,000. The maximum amount you may borrow from any lender is determined by the lender based on its own policies, which can vary, and on your creditworthiness. The time to receive loan proceeds varies among lenders, and in some circumstances faxing of loan request form materials and other documents may be required. Submitting your information online does not guarantee that you will be approved for a loan.
Every lender has its own terms and conditions and renewal policy, which may differ from lender to lender. You should review your lender's terms and renewal policy before signing the loan agreement. Late payments of loans may result in additional fees or collection activities, or both.
By using this website or services, you represent and warrant that you are at least 18 years old, that you are a resident of the United States, and that you are not a resident of any state where the loan you are applying for is illegal.